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Springfield Armory XD Service 4" .40 S&W
.40 S&W • Springfield Armory

Springfield Armory XD Service 4" .40 S&W

Model: XD9102

10
CAPACITY
4.0"
BARREL
1.9
LBS
Striker Fired
ACTION
.40 S&W
CALIBER
$540
MSRP

Full Specifications

Action Type Striker Fired
Trigger Striker Fired (USA)
Trigger Pull 5.5 lbs
Safety USA Trigger Safety + Grip Safety
Optic Ready No
Overall Length 7.3"
Barrel Length 4.0"
Weight 30.0 oz (1.88 lbs)
Frame Material Polymer
Frame Finish Black Melonite
Slide Material Forged Steel
Slide Finish Melonite
Grip Type Textured Polymer
Country of Origin Croatia

About This Firearm

The Springfield XD Service 4" in .40 S&W is the 10-round CA-compliant version of the original XD service pistol — Croatian HS2000 design, distributed in the U.S. by Springfield Armory since 2002. The USA trigger system (Ultra Safety Assurance) adds a grip safety on top of the trigger-blade safety, which gives the XD two independent passive safeties before the gun fires. Capacity is 10+1, the barrel is 4", and the weight is 30 oz empty.

For California, Massachusetts, and other restricted-magazine jurisdictions, this is one of the few new .40 service pistols still on the roster — the older XD line uses the original USA trigger that was on the roster before 2014, which is a meaningful advantage over newer designs that have not been certified. For non-restricted buyers wanting a 15- or 16-round .40, the Glock G22 Gen5 or the S&W M&P 40 M2.0 are better starting points. The honest take on .40 in 2026: 9mm carries more ammo, costs less per round, and offers better recoil control — but for buyers committed to .40 in a restricted state, the XD Service is one of the most affordable and most available roster-compliant options.

Best For

GOOD
Restricted-Magazine Jurisdictions
The 10-round factory configuration is roster-legal in California and similar states where post-2014 designs are blocked. The XD Service in .40 is one of the most affordable new-production options that clears that hurdle.
FAIR
Range / Training
The 5.5 lb USA trigger is heavier than the META trigger Springfield uses on the newer XD-M Elite line, and the 10-round capacity means more reloads in long range sessions. Workable for training but the XD-M Elite is the better choice for buyers not constrained by state roster.

Strengths & Limitations

Strengths
  • California-roster-legal .40 service pistol — one of the few new options in restricted states
  • Grip safety plus trigger blade safety give two independent passive safeties, useful for buyers who prefer redundant safety systems
  • Long Springfield service history and broad aftermarket holster support carry over from the original XD line
Limitations
  • 5.5 lb USA trigger is heavier and less crisp than the newer META trigger on the XD-M Elite series
  • 10-round capacity limits the XD Service to restricted-state buyers; non-restricted buyers should look at higher-capacity options
  • Standard XD line has been pushed aside by the XD-M Elite for most non-roster customers, so Springfield's product focus is on the newer platform

Category Rankings

How the Springfield Armory XD Service 4" .40 S&W ranks among full-size .40 S&W handguns.

Capacity
#12 of 12
Top 100%
10 rds
Weight
#9 of 12
Top 75%
1.9 lbs
Barrel
#11 of 12
Top 92%
4.0"
Trigger Pull
#9 of 12
Top 75%
5.5 lbs
MSRP
#2 of 10
Top 20%
$540
Overall Length
#1 of 12
Top 8%
7.3"

Compatible Ammunition

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Ballistics Calculator

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Where to Buy

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Frequently Asked Questions

What's the first upgrade most XD Service owners do?

Sights are the most common first upgrade — the factory white dot front and 2-dot rear are functional but not ideal for low-light defensive use. Trijicon HD XR or AmeriGlo Hackathorn night sights are the most popular replacements. The second-most-common upgrade is the trigger; PRP and Powder River Precision sell drop-in trigger kits that reduce pre-travel and shorten reset on the USA trigger system.

Will high-capacity XD Service magazines fit if I leave California?

Yes — the 10-round factory mag is just the magazine; the gun itself is mechanically identical to non-restricted XD Service models. Buyers who move out of state can drop in 12-round or 13-round factory .40 XD magazines (sold by Springfield for non-restricted states) and run the gun at full capacity. The frame, barrel, and magwell are not capacity-limited at the hardware level.